Writer proposes solution for health insurance crisis

Writer proposes solution for health insurance crisis

An individual goes to a doctor and partakes in what I would call the 20/20/20 program. It is a program that I see as a solution to the health insurance crisis. It is predicated on nature’s law of equal return, freedom as opposed to coercion and well-being as opposed to wealth.

This individual has no health insurance. Before entering into the doctor’s care, this individual signs a paper giving up the right to sue, freeing the doctor from paying any malpractice insurance and passing it along to the patient, while at the same time freeing the doctor from performing insurance required procedures which are expensive for the patient and at times unnecessary in a doctor’s judgment.

The doctor’s fee per visit will be anywhere from $1 to $20 per visit. This fee is to cover the overall material cost of a doctor’s practice. This is the money fee, the fee that we can all understand.The second fee is the service fee predicated very directly on nature’s law of equal return. In return for the doctor’s service, the individual will compensate by supplying a service needed for the well-being of the doctor and his or her practice, covering a time period anywhere from one hour to 20 hours, to be negotiated between doctor and patient, with the understanding that with regard to health care the patient will never do more than a total of 20 hours in any given month, regardless of how many visits are incurred.

In exchange for the doctor’s service, a patient may do the practice’s bookwork or paint the doctor’s private residence. The possibilities are endless.As for medication, the doctor will never prescribe a drug or medication costing over $20 for the entire month, unless the patient is willing to pay for a higher cost drug. In time, this will bring the over-inflated cost of drugs down to a reasonable level.Any doctor or hospital can begin this program immediately.

Ray Kalainikas

Manalapan