By Rosanne Schwab
ATMs are a great convenience and can be found almost everywhere. They make it convenient for you to get cash whenever you need it and to bank after hours. This is normally a safe and secure process; however, carelessly using your card at an ATM can make you a target for robbery as well as identity theft.
Peapack-Gladstone Bank is dedicated to keeping its customers safe at ATM locations and believes that even one incident of ATM crime is too many. The Bank takes a number of precautions to ensure its customers have a safe environment. Nevertheless, there is no substitute for good, cautious behavior. That is why the Bank recommends clients follow these safety tips when using any ATM:
Memorize your PIN number and keep it a secret. Never write it down or share it with anyone – even family members.
Be aware of your surroundings, particularly at night. Make sure the ATM is free of sight obstructions. If you observe suspicious persons or circumstances, do not use the machine.
Bring someone with you when using an ATM at night. If you can’t, use an ATM that is located in a public area like a convenience or grocery store.
Have your ATM card ready and in your hand as you approach the ATM.
Use your body to shield the ATM keyboard as you enter your PIN.
Always take your receipts or transaction records with you.
Do not count or visually display any money you received from the ATM. Immediately put your money into your pocket or purse and count it later.
If you are using a drive-up ATM, be sure passenger windows are rolled up and all doors are locked. If you leave your car and walk to the ATM, lock your car.
Lastly, if anything seems out of the ordinary, cancel your transaction and leave the area immediately.
Client safety and convenience are Peapack-Gladstone Bank’s top priorities when it comes to ATM use. The Bank does not charge customers a fee for any ATM transaction, although other ATM owners may charge a fee for out-of-network transactions. Peapack-Gladstone Bank will rebate the fee other ATM owners may charge, up to four (4) transactions within each monthly cycle.
About Peapack-Gladstone Bank
Established in 1921, Peapack-Gladstone Bank is a $1.67 billion asset, wholly owned community bank that offers a full range of quality banking products and services to businesses and residents of New Jersey, through 23 full-service branches, an online branch, a wealth management division, PGB Trust & Investments, and its new subsidiary, PGB Trust & Investments of Delaware. In addition to its retail banking product line, Peapack-Gladstone Bank offers commercial and retail lending products like auto and home equity loans and lines of credit, residential mortgages, commercial mortgages, term loans, lines of credit and construction loans. For additional information about Peapack-Gladstone Bank or to open an account online, visit www.pgbank.com or call 908-234-0700. Member FDIC. Equal Housing Lender.

