Prospective homeowners can seek mortgage approval at ERA Web site

In 2002, the ERA Brokers of New Jersey launched its Web site, ERANJ.com, to provide valuable New Jersey-specific information and services for homeowners. Today, the site is a reliable source of information about the state, properties for sale, financing options, schools, taxes, neighborhoods, and other related topics.

    According to Scott Lauri, broker/owner, ERA Absolute Realty, who developed and continues to enhance the Web site, "This year, we have added new options for visitors to our site. For example, the ERA Mortgage section now contains a Learning Center where consumers can find information on different loan programs (including: fixed, adjustable and balloon mortgages), and mortgage tools such as amortization, refinance, affordability, monthly payment and rent versus buy calculators."
    "We are especially pleased to offer both existing homeowners and buyers the option to finance their homes using our Web site as well," said Mr. Lauri. After clicking on ERA Mortgage, applicants complete a quick and easy online form, and within minutes receive a loan decision which is valid for 90 days. The decision letter can be printed to show to a realtor. "This new service gives buyers the confidence of knowing they are pre-approved for a mortgage at the best rate possible," added Mr. Lauri. ERA Mortgage reviews an applicants’ credit history online, and then uses its leading edge underwriting technology (provided by industry leader Fannie Mae) and decades of experience, to make a decision.
    In addition to providing mortgages and refinancing for homeowners, the ERANJ.com Web site can also help consumers through the real estate process. For example, customers can go online to locate and contact an ERA real estate professional in a particular geographic area. Consumers can search ERA listings, view listings from local multiple listing systems and obtain demographic, school, housing, crime and other information on New Jersey communities.
    All of the aforementioned services are part of the ERA Select Services program in which ERA offers valuable savings from national and local vendors that can be used throughout the lifetime of homeownership in addition to recommendations for local attorneys and home inspectors. Services include the ERA Home Protection Plan, ADT security systems, North American Van Lines movers and more. Coupons and significant discounts are available to consumers by either visiting their local ERA office or at www.era.com.